Buying a home in an expensive housing market can require a larger mortgage, but exceeding the standard conforming loan limit does not always mean you need a jumbo loan. In certain high-cost areas, a high-balance conforming loan may provide another option.
Aug 27, 2024 | Purchasing a Home
Veterans, service members, and eligible surviving spouses may have access to housing benefits that can make buying, improving, or adapting a home more manageable. From VA-backed mortgages to specialized housing grants, understanding the available programs
Aug 20, 2024 | VA Loans
Renovating a home can require significant upfront cash, especially when the property needs more than cosmetic improvements. Freddie Mac's CHOICERenovation mortgage offers eligible homebuyers and homeowners a way to finance qualifying renovation costs as p
Aug 13, 2024 | Refinancing a Home
If you currently have a VA-backed mortgage, the Interest Rate Reduction Refinance Loan, commonly called an IRRRL or VA Streamline Refinance, may provide a simpler way to refinance your existing loan. An IRRRL can potentially reduce your interest rate and
Aug 06, 2024 | VA Loans
If you have built substantial equity in your home, a home equity line of credit, or HELOC, can provide access to funds that may be used for real estate investments. Investors sometimes use HELOC proceeds for down payments, renovations, repairs, or other p
Jul 30, 2024 | Refinancing a Home
Traditional mortgages such as conventional, FHA, and VA loans are familiar paths to homeownership, but some buyers may also encounter shared equity or shared appreciation programs. These arrangements can help reduce the upfront financial barrier to buying
Jul 25, 2024 | Purchasing a Home