House hacking is a homeownership strategy where you live in a property as your primary residence while renting out another part of it. A common example is purchasing a duplex, living in one unit, and renting the other. The strategy can help offset some ho
Mar 17, 2026 | Purchasing a Home
Think you need perfect credit to buy a home? You may have more options than you realize. Your credit score is an important part of mortgage qualification, but lenders also evaluate factors such as your income, existing debts, assets, savings, and overall
Mar 10, 2026 | Credit
Being self-employed does not prevent you from qualifying for a mortgage. Business owners, freelancers, independent contractors, and other self-employed borrowers can have several financing options. The main difference is how lenders document and calculate
Mar 03, 2026 | Purchasing a Home
If you have built substantial equity in your primary residence, a home equity line of credit (HELOC) may provide funds that can be used toward buying a second home. This strategy can help with a down payment, closing expenses, or other purchase costs with
Feb 24, 2026 | Purchasing a Home
Refinancing can help homeowners pursue different financial goals, from changing mortgage terms to accessing home equity. FHA offers several refinance options, and the right choice depends on your existing mortgage, property, equity, and reason for refinan
Feb 17, 2026 | Refinancing a Home
Airbnb investing can turn a property into a short-term rental business, but success requires more than choosing a popular destination and estimating nightly rates. Investors need to evaluate financing, operating expenses, local regulations, taxes, seasona
Feb 10, 2026 | Purchasing a Home