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Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

You have decided you want to buy a home. Now comes one of the first questions in the process: should you call a mortgage lender or a real estate agent first? Both professionals play important roles. A lender helps you understand the financial side of buyi

Jul 08, 2026 | Purchasing a Home

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a Vacation Home: What You Need to Know Before You Invest

Owning a vacation home in Florida can provide a place to escape cold winters, spend more time near the beach, visit family, or simply enjoy a favorite destination without booking accommodations for every trip. But buying a vacation home is different from

Jul 01, 2026 | Purchasing a Home

How Adjustable-Rate Mortgages Work: A Complete Guide

How Adjustable-Rate Mortgages Work: A Complete Guide

An adjustable-rate mortgage (ARM) can offer a fixed interest rate for an initial period, followed by a rate that may change over time. If you have an ARM or are considering one, one of the most important questions to answer is simple: when can my mortgage

Jun 10, 2026 | Purchasing a Home

How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

An adjustable-rate mortgage (ARM) combines an initial fixed-rate period with an interest rate that can change later. For some homebuyers, that structure can be attractive, especially when the initial ARM rate is competitive with available fixed-rate optio

May 19, 2026 | Purchasing a Home

Multifamily Property Investing: Benefits, Risks, and Financing Explained

Multifamily Property Investing: Benefits, Risks, and Financing Explained

Multifamily real estate can give buyers an opportunity to own multiple housing units within one property. Depending on the property and financing, rental income from the additional units may help offset housing expenses or contribute to an investment stra

Apr 28, 2026 | Purchasing a Home

What Rights Do You Have as a Homeowner? A Guide to Property Law Basics

What Rights Do You Have as a Homeowner? A Guide to Property Law Basics

Owning a home gives you more than a place to live. Property ownership includes legal rights involving how you possess, use, protect, enjoy, and transfer your property. Those rights are significant, but they are not unlimited. Florida laws, local zoning ru

Apr 21, 2026 | Purchasing a Home